Book 2030

SCENARIOS FOR THE 2030s: Threats and Opportunities for Workers’ Compensation Systems

Workers’ compensation systems have been a central and meaningful part of our social safety net for over 100 years. This longevity was accomplished despite social and economic changes, technology revolutions, and periods of wartime and prosperity.

If we continue to do the things that have made us successful in the past, then we will be successful in the past.

In this book, you’ll explore some of today’s most perplexing questions:

  • Is there a plausible scenario where many state workers’ compensation systems remain in a dangerously unbalanced state?
  • And where the workers’ compensation reform process is unable to restore a reasonable balance: What might cause that imbalance? What are the threats? Where are the opportunities?
  • Why will the workers’ compensation reform process be unlikely to deliver effective solutions?
  • What might replace state workers’ compensation systems?

One of the central scenarios for 2030 discussed in the book revolves around the notion that workers’ compensation costs have tripled since 2016, with no real change in benefits to injured workers. Both employers and worker advocates agree that the systems are seriously out of balance. Despite multiple attempts at workers’ compensation legislative and regulatory reforms, too many larger workers’ compensation systems remain badly out of balance.

The scenarios in this book are not made up out of thin air but are grounded in empirical evidence. The goal is to help employers, insurance providers, insurance regulators, adjudicators, workers’ comp administrators, worker advocates and healthcare providers address the threats and opportunities they are facing with solutions that can make a difference now and into the future.